HDFC Bank Personal Loan is designed to fulfil your diverse monetary needs easily and quickly, making it one of the best credit options. A Personal Loan is ideal for funding planned events, such as marriages, vacations & home renovation or unplanned ones, like emergency medical procedures. The best part is that you can get an HDFC Bank Personal Loan quickly through an end to end online process for your every need.
Let nothing hold you back. Apply for a Personal Loan online from HDFC Bank in a few quick and easy steps. Click here to Apply for a Personal Loan online.
Here are some of the best features of HDFC Bank Personal Loan:
*Terms and conditions of the insurers shall apply. The policy is offered by HDFC Ergo GIC Ltd.
No matter why you need a personal loan, HDFC Bank can customise the offering for you. If you already have an HDFC Bank account, you can benefit from special rates, charges and offers. HDFC Bank also offers a host of benefits for first-time loan customers Enjoy the flexibility to pick a tenure that suits you and pay back the loan in pocket-friendly EMIs (Use our Personal Loan EMI Calculator to check your monthly outgo)
Lower your personal loan EMIs by doing a balance transfer to HDFC Bank.
For any help with your loan, you can reach out to us via SMS, Webchat, Click2Talk and PhoneBanking.
*Terms and conditions apply. Loan at the sole discretion of HDFC Bank limited. Subject to documentation and verification as per Banks requirement.
Interest on Personal Loan depends on various factors such as CIBIL score, Repayment History, Principal amount, Tenure.
Use the Personal Loan EMI calculator
link.
The bank has to incur some costs while processing and sanctioning of loan and hence the processing fee is charged accordingly.
Under the Golden Edge program we offer, upon the payment of a minimum 12 EMIs, the Customer shall have the option to foreclose the loan in full or part towards the outstanding principal amount of the loan without any prepayment charge if the loan is prepaid from own sources.. The customer who is having an income >= ₹75,000, and net loan amount >₹10 Lakh is eligible for this offer.
The bank incurs the costs towards sourcing of loan accounts, carrying out pre-sanction credit verification, market reference checks etc. These costs are amortized over the normal tenor of the loan and the opportunity to recover this cost is lost when a loan is foreclosed early.
Insurance is the subject matter of solicitation. We recommend you to protect your loan obligation against unforeseen events so that your family should not have the burden to pay back on behalf of you.
We are running special offers on regular basis. You can reach out to our branch / RM to know more about the ROI offering.
Stamp duty is levied by the Indian government and its compulsory to be paid to the government.
The bank has to incur some costs while processing and sanctioning of loan and hence the processing fee is charged accordingly.
There is a pre-approved offer that you can avail of through NetBanking wherein no documents are required. If you are not eligible for a pre-approved offer, documents are required to ascertain the profile and loan eligibility.