Grow your GIG business with an account tailored to your lifestyle
Grow your GIG business with an account tailored to your lifestyle
1st bank account exclusively for Gigsters
A relaxed Average Quarterly Balance (AQB) requirement
An account for your professional needs
Average quarterly balance (AQB) of only ₹25,000 for Metro/Urban Location and ₹10,000 for Semi urban/Rural Location.
Send & receive payments to/from clients from India and abroad with ease.
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Grab exclusive Giga Business Debit Card offers & discounts
Get preferential FX rates on overseas collections
Collect money through all online modes via Smart Hub Vyapar
Free cash deposit up to ₹2 lakh per month or 6× Current Month AMB (whichever is higher)
Free cash withdrawals at Home branch and up to 6× Current Month AMB at Non Home branch.
Cheque Leaves – Free up to 50 cheque leaves for every Rs. 1 lac of AMB
DD/ PO (Bank Location) – 30 DD/PO free for every Rs. 1 lac of AMB
Total Transactions – Up to 100 transactions free for every Rs. 1 lac of AMB
GIGA Business debit card with reward points, discounts and offers on gig-related expenses
Hassle-free online domestic and cross border collections.
Sort your utility and other bills with HDFC Bank Bill Pay
Resident Individual
Minimum 18 years of age
Freelancer/ Gig professional / Self-employed professional
Fees and Charges |
Metro & Urban |
Rural & Semi-Urban |
Average Quarterly Balance (AQB) requirement |
₹ 25,000 |
₹ 10,000 |
Non-Maintenance Waiver for GIGA Current Account |
₹ 3,000 |
₹ 1,500 |
For other charges: Click here
New hassle-free ways to avoid Non-Maintenance Charges!
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You still have the option to maintain an Average Quarterly Balance (AQB)
* Autopay should be enabled for all 3 months in the relevant calendar quarter
**Debits for RD and SIP to occur for all 3 months in the relevant calendar quarter, for the minimum deposit amount
*** Debits for EMI from GIGA account should happen at least once in the relevant quarter for any HDFC Bank loan
^All customer induced credit transactions only
A GIGA Current Account is specially designed for Freelancers, Gig professionals, Platform workers and Self‑employed professionals which offers higher transaction free limits, GIGA business debit card with cashback offers on business spends, and a range of partner benefits.
You can visit to nearest HDFC bank branch to open GIGA Current Account.
You need to maintain Average quarterly balance of ₹ 25,000 for Metro/Urban branches and ₹ 10,000 for Semi-urban/Rural branches.
NMC charges applicable are ₹ 3,000/- per quarter for Metro/Urban branches and ₹ 1500 per quarter for Semi Urban/Rural branches.
Options to waive Non –maintenance charges
Conditions:
*Autopay should be enabled for all 3 months in the relevant calendar quarter
**Debits for RD and SIP to occur for all 3 months in the relevant calendar quarter, for the minimum deposit amount
***Debits for EMI from GIGA account should happen at least once in the relevant quarter for any HDFC Bank loan
^All customer induced credit transactions only
Yes, the account can be opened in Joint names.
GIGA Current Account customer enjoys multiplier benefits for cash deposit. The free limit offered is higher of Rs 2 lac OR 6 times of current month AMB (at any HDFC bank branch). This is capped at a maximum of ₹ 10 crores per month.
Cash withdrawal is completely free for home branch. In case of non-home branch, customer is offered a free limit upto 6 times current month AMB; capped at a maximum of ₹ 10 crores per month.
DD/POs (Bank Location) – 30 DD/PO free for every slab of ₹ 1 lakh of current month AMB balance maintained (Upper Cap of 1000 DD/PO per month).
Cheque Leaves – Free 50 cheque leaves for every slab of ₹ 1 lakh of current month AMB balance maintained (Upper Cap of 1000 cheque leaves per month).
A GIGA Current Account customer enjoys a free limit of 100 transactions for every slab of ₹ 1 lakh of current month AMB balance maintained. There’s an upper Cap of 2000 transactions per month.
(Note: Total Transactions include count of Cash Deposit, Cash Withdrawal, Cheque Clearing and Fund Transfer Transactions at branch)
GIGA Current account offers free NEFT/RTGS payments via both Net-banking/ Mobile-Banking.