How the Vigil Aunty Handbook helps you avoid financial frauds

Synopsis:

• The Vigil Aunty Cyber Security Handbook is a practical guide that helps you understand common fraud techniques and protect yourself from financial fraud in India’s digital-first environment.
• It explains the latest scams in India and offers clear, actionable cyber security tips to protect yourself.
• It introduces the simple ‘LBW Rule’ (Law Enforcement, Bank, Wipe) to help you respond quickly and limit losses if you fall victim to any of the latest scams in India and offers clear, actionables to safeguard yourself against fraud in India

Overview:

In a world where your smartphone is your bank, shopping mall, and office, the line between convenience and vulnerability is blurring. As India embraces a digital-first, cashless economy, the shadows of financial fraud have grown longer.

The Vigil Aunty Cyber Security Handbook helps you protect yourself from financial scams.

What is cyber security in the modern age?

• Greed to create excitement and distract from red flags
• Threat or fear to force hasty decisions
• Urgency to compel immediate action

Recognising the latest scams in India

1. Digital arrest frauds
2. Investment scams promoted on social media
3. APK and malicious app frauds
4. Money mule frauds
5. Courier and e-challan frauds
6. Fraudulent job offers
7. Deepfake frauds
8. Fake IVR calls
9. KYC update frauds
10. Utility bill frauds
11. Business email compromise frauds

Your safety toolkit: Key cyber security tips

1. General cyber safety
   1. Never share OTPs, PINs, passwords, or card details
   2. Avoid unknown links and suspicious messages
   3. Do not download apps from unverified sources
   4. Never share your screen with strangers
   5. Verify URLs carefully before entering banking details

   Most money transfer fraud cases happen because one of these steps was ignored.

2. Mobile device security
   1. Lock your phone and banking apps
   2. Install apps only from official app stores
   3. Report a lost phone immediately
   4. Avoid storing passwords in notes
3. Secure NetBanking practices
   1. Use strong passwords
   2. Log out after every session
   3. Avoid public Wi-Fi
   4. Monitor account activity
4. Safe online shopping
   1. Use secure websites (https)
   2. Use OTP verification
   3. Do not save card details
   4. Keep antivirus updated

The "LBW" rule

1. L - Law Enforcement
2. B - Bank
3. W - Wipe

FAQs

1. Who should read this handbook?
   Anyone using digital banking or smartphones.
2. What to do if fraud happens?
   1. Call 1930
   2. Inform your bank
   3. Change passwords