| Type of Charge |
Features |
MSME - Flexi Line |
MSME - Flexi Plus / MSME – Flexi Prime |
| Cash Transactions |
Combined Cash Deposit at Home Location, Non-Home Location &
(Monthly Free Limit)
|
Free up to ₹2 Lakh or
25 transactions (whichever is breached first) at any HDFC Bank Branch;
Beyond free limits, standard charges @
₹4 per ₹1000, minimum ₹50 per transaction beyond free limits
|
Free up to ₹12 Lakh or
50 transactions (whichever is breached first) at any HDFC Bank Branch;
Beyond free limits, standard charges @
₹4 per ₹1000, minimum ₹50 per transaction beyond free limits
|
| Cash deposit in low denomination coins and notes i.e. ₹20 and below @ any HDFC Bank Branch (Monthly) |
Cash deposit in notes = Nil free limits; chargeable at 4% of cash deposit in low denomination
notes Cash deposit in coins = Nil free limits; chargeable at 5% of cash deposit in coins
|
Cash deposit in notes = Nil free limits; chargeable at 4% of cash deposit in low denomination notes Cash deposit in coins = Nil free limits; chargeable at 5% of cash deposit in coins |
| Operational Limit for Cash Deposit @ Non-Home Branch (Per Day) |
₹ 10,000 |
₹ 1,00,000 |
| Cheque Leaves, Cheque / Fund Transfer (FT) - Collection & Payments |
Local / Intercity Cheque Collection/Payments & Fund Transfer |
Free |
Free |
Bulk Transactions – Monthly Free Limit*
|
Free up to 50 transactions; Charges @ ₹35 per transaction beyond free limits
|
Free up to 250 transactions; Charges @ ₹35 per transaction beyond free limits |
| Cheque Leaves – Monthly Free Limit |
Charges @ ₹ 3 per leaf |
Free up to 300 cheque leaves
Charges beyond free cheque leaves - ₹3 per leaf
|
| Outstation Cheque Collection |
Outstation Cheque Collection at Clean Location (Per Instrument) |
Up to ₹5,000: ₹25
₹5,001 - ₹10,000: ₹50
₹10,001 - ₹25,000: ₹100
₹25,001 - ₹1 lakh: ₹100
Above ₹1 lakh: ₹150
|
- |
| Cheques Deposited and Returned Unpaid |
Local and Outstation
|
₹200 per instrument
|
Free Up to 3 returns per month; After free limit ₹200 per instrument |
| Cheque Return Charges - Drawn on Us |
Due to Insufficient funds |
Up to 2 instruments per month ₹500 per instrument; on 3rd onwards ₹750 per instrument |
Up to 2 instruments per month ₹500 per instrument; on 3rd onwards ₹750 per instrument |
| Due to technical reasons* |
₹50 per instrument (e.g. - Date not mentioned, post-dated, sign mismatch,etc. |
₹50 per instrument (e.g. - Date not mentioned, post-dated, sign mismatch,etc. |
| Stop Payment |
Particular Cheque ₹100 Range of Cheques ₹200 (Free through NetBanking and PhoneBanking) |
Particular Cheque ₹100 Range of Cheques ₹200 (Free through NetBanking and PhoneBanking) |
| Fund Transfer |
₹350 per instrument |
₹350 per instrument |
| Demand Drafts and Pay Orders |
Demand Drafts (DD)/Pay Orders (PO) @ Bank Location |
No free limit
Charges ₹ 1 per ₹ 1,000
Min ₹ 50 and Max
₹ 3,000 per instrument
|
Free up to 50 DD/PO per month
Charges beyond free limit: ₹1 per ₹1,000;
Min ₹50, Max ₹3,000 per instrument
|
| Demand Drafts (DD) @ Correspondent Bank Location |
Charges @
₹ 2 per ₹ 1,000
Minimum ₹ 50 per instrument
|
₹2 per ₹1,000;
Minimum ₹50 per instrument
|
| NEFT / RTGS / IMPS Transactions |
NEFT Payments
|
Free on NetBanking & Mobile Banking;
Branch Banking =
Up to ₹10K: ₹2 per transaction,
Above ₹10K up to
₹1 Lakh: ₹4 per transaction,
Above ₹1 Lakh up to
₹2 Lakh: ₹14 per transaction,
Above ₹2 Lakh: ₹24 per transaction
|
Free on NetBanking & Mobile Banking;
Branch Banking =
Up to ₹10K: ₹2 per transaction,
Above ₹10K up to
₹1 Lakh: ₹4 per transaction,
Above ₹1 Lakh up to
₹2 Lakh: ₹14 per transaction,
Above ₹2 Lakh: ₹24 per transaction
|
| RTGS Payments |
Free on NetBanking & Mobile Banking;
Branch Banking =
₹2 Lakh to ₹5 Lakh: ₹20 per transaction,
Above ₹5 Lakh: ₹45 per transaction
|
Free on NetBanking & Mobile Banking;
Branch Banking =
₹2 Lakh to ₹5 Lakh: ₹20 per transaction,
Above ₹5 Lakh: ₹45 per transaction
|
| IMPS Payments |
Up to ₹ 1,000 - ₹2.5 per transaction
Above ₹1000 up to
₹1 Lakh - ₹ 5 per transaction
Above ₹ 1 Lakh up to
₹2 Lakh - ₹ 15 per transaction
|
Up to ₹ 1,000 -₹2.5 per transaction
Above ₹1000 up to
₹1 Lakh - ₹ 5 per transaction
Above ₹ 1 Lakh up to
₹2 Lakh - ₹ 15 per transaction
|
| NEFT / RTGS / IMPS Collections |
Any Amount |
Free |
Free |
| Account Closure Charges |
Closure Period - Up to 14 days |
No Charge
|
No Charge |
Closure Period -
15 days to 6 months
|
₹ 500
|
₹ 1000 |
Closure Period -
6 months to 12 months
|
₹ 500 |
₹ 500 |
Closure Period -
Beyond 12 months
|
No Charges
|
No Charge |
| Account Services |
Balance Inquiry* |
Free |
Free
|
Cheque status per instance*
|
Free |
Free |
| Balance Confirmation Certificate & Interest Certificate* |
₹ 100 |
₹ 100 |
| Signature, photograph Verifications* |
₹ 100 |
₹ 100 |
| TDS Certificate & Address Confirmation* |
Free |
Free |
| Old Records/Copy of Paid Cheque* |
₹200 per instance |
₹200 per instance |
| Standing Instructions (Monthly Charges) |
Setting Up: Nil |
Setting Up: Nil |
| Any deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) |
₹50 per instance |
₹50 per instance |
| One time Mandate Authorisation charges (Physical/Online) |
₹40 per mandate |
₹40 per mandate |
| *Account Services at Branch |
| Transaction Through PhoneBanking |
IVR & Non IVR (Agent Assisted) |
Free |
Free |
| Bill Pay and InstaAlert |
Bill Pay |
Free |
Free |
| InstaAlert |
Email Free
SMS - 20 paise / SMS (charged on monthly basis)
|
Email Free
SMS - Free*
|
| Duplicate / Adhoc Statement Requests |
(i) Through Direct Banking channels
|
₹50 per statement through NetBanking, MobileBanking, PhoneBanking (IVR), ATM |
₹50 per statement through NetBanking, MobileBanking, PhoneBanking (IVR), ATM |
| (ii) At Branch or PhoneBanking (Non - IVR) |
₹100 per statement through Branch and ₹75 through PhoneBanking (Non-IVR) |
₹100 per statement through Branch and ₹75 through PhoneBanking (Non-IVR)
|
| Doorstep Banking |
Cash Pickup Limit |
Per Seal Bag Cash pickup Charges |
Per Seal Bag Cash pickup Charges |
| Daily Merchant Establishment Point of Sale limit |
₹350 per pickup |
₹350 per pickup |
| GST is applicable. Cash Beyond above limits can be offered. Available at select locations. You need to register with the Bank for availing these services. Charges may vary depending upon the location. Please contact your branch manager for further details |
| ACH Return Charges |
1 to 3 transactions in a month |
₹350 per transaction |
₹350 per transaction
|
| Fourth instance and beyond |
₹750 per transaction
|
₹750 per transaction |
| ECS (Debit) Return / Demand Draft | Pay Order Cancellation/ Revalidation / Standing Instruction Charges |
ECS (Debit) Return Charges (Quarterly Charges)
|
Up to 3 returns - ₹350 per instance 4th return onward - ₹750 per instance |
Up to 3 returns - ₹350 per instance 4th return onward - ₹750 per instance |
| Charges for Demand Draft / Pay Order Cancellation / Revalidation |
₹60 per instrument |
₹60 per instrument |
| Standing Instructions (Monthly Charges) |
Rejection: Up to 3 returns ₹250 per instance 4th return onward ₹750 per instance |
Rejection: Up to 3 returns ₹250 per instance 4th return onward ₹750 per instan |
