Key Benefits
DigiPassBook gives you access to
Know More About DigiPassBook
Key Benefits
DigiPassBook is an account aggregator (AA)-enabled feature available on the HDFC Bank Mobile Banking platform. It allows you to view balances across multiple bank accounts and investments in a consolidated dashboard.
Account linking on DigiPassBook takes place through a secure RBI-regulated and consent-based framework. You are not required to share any bank credentials, only your mobile number.
You can link as many accounts as you prefer to DigiPassBook.
No, there isn’t. You can use the DigiPassBook feature without any additional costs.
You can link your Savings Account, Current Account, Deposits and select investment accounts held with participating financial institutions in the AA network.
No, it does not. Linking accounts on AA does not impact your credit score as it is not a credit inquiry.
Customers can access DigiPassBook via Mobile Banking, SmartWealth, NetBanking and PayZapp
Only individual accounts will get discovered on DigiPassBook. Joint or inactive accounts cannot be discovered via the Account Aggregator framework.
Sometimes, there is a temporary issue/ downtime at your respective Bank’s end in which you hold the account. In such instances, please retry linking your Bank account after some time.
If the issue persists, please reach out to smartwealth@hdfc.bank.in. Our support team will review the issue and help you get it resolved quickly.
Once linked, your dashboard will display your total account balances and investment overview in a single view.
Existing HDFC Bank customers holding an individual Savings Account can use DigiPassBook.
With DigiPassBook, managing your money becomes much simpler: see all accounts in one place, understand income and expenses clearly, track spending habits, view your Equity & ETF holdings, and get insights into your portfolio. It’s an easy, smart way to stay in control of your finances.
You can see combined balances, view top spending/income categories, track inflow/outflow, monitor equity-ETF holdings, and get automatic analysis of your balances - all in one view.
DigiPassBook connects securely through an RBI-approved Account Aggregator (AA). Once you give permission, it fetches data from all your linked accounts - no matter which bank you’re with. Everything happens safely and in seconds, giving you a complete picture of your money in one place.
DigiPassBook – One view of your all Savings and Investments