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Why Choose Us?

Attractive interest rate

Tenure up to 15 years

Quick
processing

No Hidden charges

What's in store for you?

Fulfil your goals with Loan Against Property

Apply Now
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Loan Against Property EMI Calculator

Raise funds easily and quickly with loans against residential and commercial properties. Calculate your monthly payments

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₹ 11,00,000₹ 10,00,00,000
1 year15 years
%
8% PA14% PA
Your Monthly EMI will be

₹

Amount Payable

₹

Interest Amount

₹

Principal Amount

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Interest rate for Loan
Against Property

Starting from 8.55 %* p.a.

(*Terms & Conditions Apply)

View Rates

Loan Benefits & Features

Loan Details

High amounts 

  • You can get a loan worth up to *65% of the property's market value. The loan also comes with extended repayment periods at appealing interest rates.  

Loan Against Rent Receivables (LARR) 

  • Up to *50% of the value of your commercial property as Loan Against Rental Receivables. The amount depends on net rentals, balance tenure of rental agreement and other factors  

Meets all your needs 

  • Residential, commercial and special properties can serve as collateral, enabling borrowers to utilise HDFC Bank's Loan Against Property for various personal or business purposes.

Easy Processing & Repayment 

  • All applicable charges are transparently communicated during the loan processing stage, ensuring no hidden fees or charges. 

  • With competitive interest rates, you can conveniently repay the loan through low EMIs, or opt for dropline overdraft facility. 

Quick Servicing & Turnaround time 

  • Through HDFC Bank’s doorstep service, you can get your Loan Against Property processed easily and quickly.  

  • The application will be Decisioned within 7 days from the date of its receipt, provided the customer submits all required documents and relevant details. In cases involving customer availability for field investigation or property valuation, the decision will be made within 25 days from the date of its receipt. 

Self employed 

  • Self-employed individuals can benefit from HDFC Bank’s tailored loan options and specially crafted programs. 

Debt consolidation  

  • HDFC Bank Loan Against Property serves as an effective debt consolidation tool.
Smart EMI

Easy Processing & Repayment 

  • All applicable charges are transparently communicated during the loan processing stage, ensuring no hidden fees or charges. 

  • With competitive interest rates, you can conveniently repay the loan through low EMIs, or opt for dropline overdraft facility.

Smart EMI

Quick Servicing & Turnaround time

  • Through HDFC Bank’s doorstep service, you can get your Loan Against Property processed easily and quickly.  

  • The application will be processed within 7 days from the date of its receipt, provided the customer submits all required documents and relevant details. In cases involving customer availability for field investigation or property valuation, the decision will be made within 25 days from the date of its receipt.

Smart EMI

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Documents to get you started 

Address Proof

  • Ration card
  • Telephone bill
  • Electricity bill
  • Voter's ID card

Identity Proof

  • Voter's ID card
  • Employer's card

Income Proof

  • Latest bank statement/passbook
  • Last 6 months Salary slips
  • Form 16 for the previous 2 years
  • Copies of all the property documents of the concerned property to be pledged for the loan.
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More About Loan Against Property

HDFC Bank provides loans against both commercial and residential properties, where you can get a loan worth up to *65% of the property’s market value. The loan amount depends on the balance tenure of the rental agreement, net rentals and other factors. You can use the money for various business or personal needs.

The benefits of a Loan Against Property from HDFC Bank include:  

  • Transparent processing 

  • Quick disbursal 

  • Customised loan options  

  • High loan amount worth up to 65% of the property’s market value

You can apply for a Loan Against Property by visiting HDFC Bank’s website or visiting the nearest branch of the Bank. Click here to apply now.

You can apply for a Loan Against Property if you are:  

  • Salaried Individual 

  • Self Employed

  • Professionals & NRI

Frequently Asked Questions

Both salaried and self-employed individuals can get a Loan Against Property from HDFC Bank.

If you are a self-employed or salaried individual, you can apply for HDFC Bank’s Loan Against Property.

You can get a loan of up to 65% of your property's market value to support your planned expenses.

Get Loan Against Property – easy steps, fast disbursal, apply!

Apply Now